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Lincoln Navigator Lease Deals

Lincoln Navigator Lease & Finance Offers

Lease or finance the Lincoln Navigator at Sedano Lincoln in La Mesa, CA. Compare Premiere, Reserve and Black Label trims, see this month’s offers, and get pre-approved online.

View Current Offers Shop Navigator Inventory
Starting at $91,995

Manufacturer starting price for the 2026 Navigator Premiere, before fees and taxes.

Lease or Finance

Compare a lease with a traditional purchase or Lincoln Flex Buy financing.

Get Pre-Approved Online

Apply in minutes and know your terms before you visit the showroom.

San Diego County’s Lincoln Dealer

8930 La Mesa Blvd, La Mesa — just off I-8, about 10 miles from downtown.

Overview Why Lease Trims & Pricing Lease vs. Finance How It Works FAQ Get Offers

Lease a Lincoln Navigator at Sedano Lincoln

Current Lease Offers Get Pre-Approved

The Lincoln Navigator is the flagship of the Lincoln lineup: a full-size luxury SUV with 432 horsepower and 510 lb-ft of torque, standard four-wheel drive, seating for up to eight, up to 8,700 lbs of towing capacity and a 48-inch panoramic display across the dash. For many drivers, leasing is the most practical way to put a Navigator in the driveway—a lower monthly payment than financing, factory warranty coverage through the term, and a new Navigator every few years.

Sedano Lincoln stocks the Navigator and Navigator L in Premiere, Reserve and Black Label trims, posts new lease and finance specials every month, and works with Lincoln Automotive Financial Services to structure the term and mileage that fit your household. We also stock the Navigator Black Label with its curated interior themes and Black Label ownership privileges.

Why Lease the Lincoln Navigator?

Why the Navigator is a natural fit for a lease rather than a long-term loan.

Lower Payment on a Flagship SUV

With a starting price of $91,995, the Navigator’s purchase payment can be substantial. A lease covers only the vehicle’s depreciation during your term rather than its full price, which is why a lease payment is typically well below a purchase payment on the same Navigator.

Black Label In Stock

Sedano Lincoln stocks the Navigator Black Label. Lease a Navigator Black Label and enjoy the curated interior themes and the Black Label ownership experience. Learn about Black Label.

Latest Lincoln Digital Experience

A lease keeps you current with the 48-inch panoramic display with 4K streaming and, on the 2027 Navigator, Google built-in, Lincoln Rejuvenate massaging seats and Digital Scent—features that evolve with each model year.

Capability Without Compromise

Standard four-wheel drive, up to 8,700 lbs of towing with the Heavy-Duty Trailer Tow Package, 107 cu. ft. of cargo space and the Lincoln Split Gate tailgate make the Navigator as useful as it is luxurious.

Navigator or Navigator L

Need more cargo room behind the third row? The extended-length Navigator L is available in every trim. Browse in-stock Navigator and Navigator L models.

Warranty for the Term

Typical lease terms fall inside Lincoln’s 4-year/50,000-mile new-vehicle limited warranty, so covered repair costs stay off your budget. Complimentary Pickup & Delivery is included for service.

Lincoln Navigator Trims & Starting Prices

Manufacturer starting prices for the 2026 Lincoln Navigator as listed on our model page. Current lease payments vary by trim, term, mileage and available incentives. 2027 Navigator models are also in stock.

2026 Lincoln Navigator Premiere available to lease at Sedano Lincoln

Navigator Premiere

Starting at $91,995

432 hp, 510 lb-ft, 10-speed automatic, standard four-wheel drive, seating for up to eight and the 48-inch Lincoln Digital Experience display.

2026 Lincoln Navigator Reserve available to lease at Sedano Lincoln

Navigator Reserve

Starting at $101,995

Adds additional luxury content and the available Jet Appearance Package with dark exterior accents and 22- or 24-inch wheel options.

2026 Lincoln Navigator Black Label available to lease at Sedano Lincoln

Navigator Black Label

Starting at $119,525

Curated interior themes, Lincoln Rejuvenate massaging, heated and ventilated seats, 40-20-40 third row and the full Black Label ownership experience. View Black Label inventory.

Lincoln Navigator interior with 48-inch panoramic display

Lincoln Digital Experience

Starting at $91,995

Every Navigator centers on the 48-inch panoramic display with 4K streaming. The 2027 Navigator pairs it with Google Assistant, Google Maps and Google Play, Digital Scent with three included cartridges, and an available Vista Roof panoramic sunroof.

Shop Navigator Inventory Research the 2027 Navigator Navigator vs. the Competition
Lincoln Navigator lease vs finance at Sedano Lincoln

Lease vs. Finance: Which Is Right for Your Navigator?

A lease typically means a lower monthly payment than financing the same Navigator, a new vehicle every few years, and factory warranty coverage for most or all of the term. Financing builds equity and has no mileage limits, and Lincoln Flex Buy offers a retail financing structure with lower payments in the early years of the term. See Flex Buy details.

Not sure which fits? Run the numbers with our payment calculator, compare this month’s finance specials, or ask our finance team to build both quotes side by side.

How to Lease a Lincoln Navigator at Sedano Lincoln

Most of the process can be completed online before you ever visit La Mesa.

1. Pick Your Navigator

Browse in-stock Navigator models, or place a custom factory order for the exact build you want.

2. Get Pre-Approved

Complete a secure pre-approval application so your lease or finance terms are ready when you arrive.

3. Value Your Trade

Get a trade-in value online and apply it toward your drive-off amount or monthly payment.

4. Drive It Home

Schedule a test drive, review current offers with a Lincoln finance specialist, and sign.

What Comes With Every Lincoln Navigator Lease

Lincoln Pickup & Delivery

Complimentary pickup and delivery for service appointments, so maintenance never interrupts your day.

Lincoln Access Rewards

Earn points on your purchase and service visits through Lincoln Access Rewards and redeem them at Sedano Lincoln.

End-of-Lease Options

When your term ends, return it, buy it, or move into a new Lincoln. Our End-of-Lease Return Center walks you through each option.

Lincoln Black Label Privileges

Navigator Black Label models come with the Black Label ownership privileges, including Premium Maintenance, Complimentary Care car washes and Remote New Vehicle Delivery. See what Black Label includes.

Lincoln Navigator Lease FAQs

How much does it cost to lease a Lincoln Navigator?

Navigator lease payments depend on the trim (Premiere, Reserve or Black Label), Navigator vs. Navigator L, term length, annual mileage, your credit profile and the incentives Lincoln is offering that month. Check this month’s offers or call (619) 704-0280 for a quote on a specific vehicle.

Can I lease a Navigator Black Label?

Yes. Sedano Lincoln stocks Navigator Black Label models, and they can be leased or financed like any other trim. Browse current Black Label inventory.

Is the Navigator L available to lease?

Yes. The extended-length Navigator L is offered in Premiere, Reserve and Black Label and is regularly in stock at Sedano Lincoln. View Navigator and Navigator L inventory.

Is it better to lease or finance a Lincoln Navigator?

Leasing usually means a lower monthly payment and a new Navigator every few years; financing builds equity with no mileage limits. Lincoln Flex Buy is a third option with lower payments early in the term. Our finance team can quote all three on the same vehicle.

Can I tow with a leased Navigator?

Yes. Leasing does not restrict towing. The Navigator is rated for up to 8,700 lbs when properly equipped with the Heavy-Duty Trailer Tow Package, which adds a trailer brake controller and Slow Climb drive mode.

What happens at the end of my Navigator lease?

You can return the vehicle, purchase it, or move into a new Lincoln. Our End-of-Lease Return Center explains the inspection, return and upgrade process.

Get This Month’s Lincoln Navigator Offers

Lease and finance offers on the Navigator are updated monthly. View the current specials, get pre-approved, or contact our sales team at (619) 704-0280 for a personalized quote.

Lease Offers Finance Specials Navigator Inventory Contact Us

Lease and finance offers are subject to credit approval through Lincoln Automotive Financial Services or other participating lenders and change monthly. Pricing shown is the manufacturer-listed starting price and does not include applicable government fees and taxes, finance charges, electronic filing charges, and emission testing charges. See Sedano Lincoln for complete details on current offers and vehicle availability. Vehicles subject to prior sale.

Although every reasonable effort has been made to ensure the accuracy of the information contained on this site, absolute accuracy cannot be guaranteed. This site, and all information and materials appearing on it, are presented to the user "as is" without warranty of any kind, either express or implied. All vehicles are subject to prior sale. Price does not include applicable government fees and taxes, finance charges, electronic filing charges, and emission testing charges. ‡Vehicles shown at different locations are not currently in our inventory (Not in Stock) but can be made available to you at our location within a reasonable date from the time of your request, not to exceed one week.